Loan and Financial Product Management System

Client overview

Bondora is a leading European financial technology (FinTech) company based in Tallinn, Estonia. Founded in 2008, it has evolved from a pioneer in peer-to-peer (P2P) lending into a streamlined digital platform focused on simple investing and consumer credit.

Consumer Lending: On the other side of the marketplace, Bondora provides unsecured personal loans to borrowers in Estonia, Finland, Spain, and the Netherlands.

  • .NET
  • AI
  • Backend
  • Self-Service

Problem:

  • Bondora needed a system to manage loans and various financial products efficiently across markets.

Solution:

  • SRINI developed an information system supporting modular workflows and financial data integration. AI was applicable for automating credit checks, forecasting defaults, and enhancing customer targeting.

Result:

  • The platform streamlined financial operations, and with added AI tools, could improve approval accuracy, customer satisfaction, and risk mitigation over time.

Betsafe Platform Enhancements in Multiple Countries

Client overview

Betsafe is an international gambling brand owned by the Swedish giant Betsson Group. While the exact number of countries fluctuates based on evolving local regulations and licensing agreements, Betsafe operates in over 20 markets globally.

  • .NET
  • AI
  • Backend

Problem:

  • Betsafe needed ongoing enhancements to its gaming platform, which communicates with payments, campaign, customer management systems across various markets.

Solution:

  • SRINI implemented cross-platform improvements while ensuring compliance and performance, AI-driven fraud detection, recommendation engines. Customer segmentation tools were applicable to improve retention and security.

Result:

  • The platform became more adaptive to user behavior and market trends. The application of AI in fraud detection and personalization significantly improved customer trust and engagement.

Europcar Online Rental Platform Development

Client overview

Europcar is a leading global mobility service provider and one of the largest car rental companies in the world. Founded in 1949 in Paris, it is currently owned by a consortium led by the Volkswagen Group.

  • .NET
  • AI
  • Backend
  • Self-Service

Problem:

  • Europcar needed to enhance its web-based short- and long-term car rental services to improve customer experience and streamline booking operations.

Solution:

  • SRINI upgraded the existing platform, focus on user experience, backend optimization. Machine learning models could have been implemented to enable dynamic pricing, demand forecasting, and personalized recommendations.

Result:

  • The result was a more responsive, user-friendly rental interface. Potential AI modules could further optimize fleet management and revenue through predictive analytics.

Case studies

What Clients say

Working with SRINI has been a consistently positive experience for our team at Bondora. When we first engaged them, we needed a development partner who could hit the ground running in a complex, regulated fintech environment — and SRINI delivered exactly that.

SRINI has been an essential technology partner for Modena from day one. Their team truly understands the fintech landscape and consistently delivers reliable, scalable solutions that keep our installment payment platform running smoothly. What we value most is their ownership mindset — they don't just execute tasks, they think alongside us.

SRINI helped us build the tech backbone that makes food rescue retail actually work at scale. From inventory systems to our customer-facing platform, they understood that speed and reliability aren't optional when you're dealing with perishable goods and tight margins. A partner who gets both the mission and the mechanics.

Our partnership with SRINI goes beyond a typical vendor relationship. As a strategic investment and development partner, SRINI has consistently proven that they deliver on their commitments — both technically and commercially. They bring structure, transparency, and genuine expertise to every project we co-develop. It's rare to find a software company that thinks like a business partner, not just a service provider.